Empowering Growth, Financing Futures
We provide accessible, impact-driven financing to smallholder farmers, businesses, and individuals adopting climate-friendly practices.
About PlusCash Microfinance
We provide accessible, impact-driven financing to smallholder farmers, businesses and individuals adopting climate-friendly practices and innovative SMEs that drive local economies. Unlike traditional lenders, we focus on climate resilience, sustainability, and long-term growth, bridging the gap between financial inclusion and environmental innovation. With a bold vision to expand into micro insurance, we’re not just funding businesses—we’re securing livelihoods and futures.
At Plus Cash Microfinance, we’re all about helping people grow — especially smallholder farmers who work hard every day to feed our families and build stronger communities.
We know farming isn't easy, and getting access to money when you need it can be tough. That's why we're here — to provide quick, flexible loans, savings options, and practical financial advice that actually make sense for everyday people.
But it's not just about farmers — we also support civil servants, small shop owners, and entrepreneurs who are hustling to make a better life. If you have the drive, we'll help you get the means.
Vision & Mission
To be the leading lender for smallholder farmers in Southern Africa by 2035. Our mission is to unlock inclusive economic growth.
Inclusivity
We believe everyone deserves access to financial opportunities—regardless of their background, location, or resources.
Innovation
We support climate-smart and environmentally responsible practices that protect and preserve our planet for future generations.
Sustainability
We champion creative solutions and technologies that drive progress, efficiency, and resilience in agriculture and entrepreneurship.
Impact
We measure success by the positive change we bring to communities—empowering people, growing livelihoods, and strengthening economies.
Partnerships
We work hand-in-hand with farmers, SMEs, investors, and stakeholders to co-create lasting value and shared success.
Our Products
Tailor-made financial solutions designed to empower farmers, SMEs, and entrepreneurs.
Credit Solutions
Flexible and affordable loan products tailored for small-scale farmers, traders, and rural entrepreneurs.
Solar Solutions
Finance solar-powered irrigation and home setups to reduce costs by up to 70% and ensure year-round water access.
Green Loans
Finance climate-resilient assets like solar pumps, drip irrigation, and efficient cold storage for sustainable operations.
Microinsurance
Bundled microinsurance to protect against droughts, equipment breakdowns, and loss of produce—ensuring continuity.
Financial Literacy
Programs on budgeting, record keeping, mobile transactions, and digital finance to promote responsible borrowing.
Savings Solutions
Secure savings plans with flexible terms and competitive returns to help you build financial resilience.
What Our Clients Say
Real stories from farmers and entrepreneurs we've helped grow.
"I used to worry every month about fuel costs just to keep my crops alive. Switching to solar felt impossible—I didn't have $4,000 lying around. But the microfinance team believed in me. They made it happen. Now, my farm runs on sunshine, I'm saving hundreds, and I sleep easier knowing I'm building something sustainable for my family and the land."
"As a small shop owner, getting a loan from traditional banks was always complicated. PlusCash made it simple and fast. Within 48 hours, I had the funds to restock my shop. Their flexible repayment terms work perfectly with my cash flow. I've grown my business by 60% in just 6 months!"
"The financial literacy training changed everything for me. I learned how to manage my farm income, save for the future, and plan for the next season. PlusCash didn't just give me a loan—they gave me the tools to succeed. My maize yield doubled this year!"
Meet Our Leadership
Experienced leaders driving financial inclusion and innovation across Southern Africa.
Paul Kumire
Result-driven leader with 10+ years driving financial inclusion for farmers and SMEs across Zimbabwe.
Sarah Ndlovu
Operations expert with deep expertise in climate-smart finance and sustainable agriculture solutions.
Branch 1
D5489 Old Chisa Complex Room 5
0785685311
Head Office
80A Broadlands, Emerald Hill
Chipinge
TBA
Get In Touch
Ready to transform your financial future? Reach out and we'll respond within 24 hours.
Send us a Message
Contact Information
078 568 5311
Available Mon-Sat, 8AM-5PM
078 568 5311
Available 24/7
80A Broadlands, Emerald Hill
Harare, Zimbabwe
Mon-Fri: 8:00 AM - 5:00 PM
Saturday: 8:00 AM - 1:00 PM
Registered and Trusted By
PlusCash is registered and trusted by governing bodies and organizations in the finance industry
